Serving California
Independent Auto Appraisals
for California Drivers
Headquartered right here in Irvine, CA, we know California's insurance rules inside and our, and we use that to get you what you're actually owed for your vehicle's settlement.
20.4%
of California Drivers are uninsured, the 8th highest rate in the country.
450+
cars get into an accident in California, which roughly equates to 164,000+/year..
40 Days
is the legal deadline for an insurer to accept or deny your claim under 10 CCR §2695.7
CA's State Minimum Coverage Requirements
California as of January 1, 2025, updated the state minimum coverages to 30/60/15. What that means is if you get into an accident and injure someone, your insurance will cover a maximum of $30,000 per person in bodily injury, $60,000 per accident if there are multiple people injured and $15,000 in property damage.
Statute of Limitations in California
If you're in an accident in California, the clock starts ticking the moment it happens. You have 3 years to file a claim for damage to your car or property. Miss the deadline, and you lose your right to recover anything, no matter how strong your case is. Don't wait until you're close to the line to act. Contact Synergy Auto Appraisals today at (949) 909-0999 for a free evaluation!
Rate Increases After a No-Fault Accident
Here's the good news: if you weren't at fault, California law says your insurer can't raise your rates because of it. This comes from Proposition 103, passed by voters in 1988. As long as you were 50% or less responsible for the accident, no rate increase tied to that crash is legal, period. The accident will still show up on your driving record, but it can't be used to charge you more. If your rates do go up after a no-fault accident, that's worth questioning directly, ask your insurer for a written explanation, since the law is on your side here.
Serving Every Corner of California
From the Bay Area, to the border, one team, statewide.
Where We Operate
• Anaheim
• Bakersfield
• Berkeley
• Carlsbad
• Chula Vista
• Concord
• Fresno
• Glendale
• Glendora
• Huntington Beach
• Irvine
• Long Beach
• Los Angeles
• Modesto
• Newport Beach
• Oakland
• Oxnard
• Riverside
• Sacramento
• Salinas
• San Bernardino
• San Diego
• San Francisco
• San Jose
• San Luis Obispo
• Santa Ana
• Santa Barbara
• Santa Monica
• Stockton
• Torrance
• Valencia
& All Other Cities